Real Estate

Still Looking to Refinance? Better Act Fast

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refinancingIn terms of refinancing, 2014 was pretty close to a dream, with rates hovering in the vicinity of 4%. But even though this year is coming to a close, there’s still good news: Even if you haven’t refinanced yet, you haven’t missed the boat.

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Specialized Saddles - The Leading Endurance Saddle Worldwide

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specialized saddlesThe saddles made by Specialized Saddles, are recognized around the world for their adjustable fit endurance saddles. Their popular euro light saddles were recently used  in the presidents cup race in UEA to win and set the current world record for all FEI 100 mile races. Specialized endurance saddles have been used to win hundreds of endurance races around the world, and the success of the saddles is due in no small measure to their patented 3-D fitting system. It is a proven fact that better saddle fit yields better performance.

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Mortgage Rates Dip, Inventory on the Rise

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After a dramatic rise over the past month, mortgage rates trended downward. Key rates cooled, along with worries that the Federal Reserve would taper its massive stimulus policies — a bond-purchase program involving $85 million worth of Treasury notes and mortgage-backed securities. Even after the monthlong surge, rates remain historically low and continue to fuel both the housing recovery and growth within the economy.

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Southern California Real Estate Markets Heat Up

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Real estate in several California markets continued to heat up while the median list price of homes across the nation rose compared to a year ago, according to the realtor.com® National Housing Trend Report for the month of June 2013.

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Five Painting Strategies For A Strong Sell

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Just about every home seller knows that a fresh coat of paint is one of the most inexpensive fixes you can do to perk up your home. Making a good first impression is so important partly because a potential buyer won’t spend long looking at your home if it appears that it is dirty or in bad shape.  One of the easiest and most dramatic ways to enhance that first impression is through paint . A few key tips can help you make the most of your painting budget. .

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Inventory Crunch Easing As Sellers Jump Back In The Market

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Are the days of low housing inventory coming to a close? There are definitely encouraging signs: the number of listings on realtor.com increased 2.36% in March, a welcome change from the -15.22% inventory free fall the market has been in for the past year. Bolstering the positive news is a .05% increase in listing prices  and a sizable 20% decrease in the median age of inventory since February. .

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Plan for Property Taxes the Right Way

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Knowing what to expect from property taxes, and what tax relief you can use, is an essential part of budgeting for home buying. The last thing you want is to be caught off-guard by a large tax bill you aren’t in a position to pay.

What are Property Taxes?

Property taxes vary by area and are used to pay for local government things like education, emergency workers and libraries. Property taxes are determined by the overall market value of your home—not the price that you bought it for.

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Is It Too Late to Get a Good Mortgage Rate?

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Freddie Mac released the results of its Primary Mortgage Market Survey last week, which indicated that average fixed mortgage rates have declined slightly in the wake of the sharp increase after the Federal Reserve’s announcement that it will slow its bond-buying program in the near future.

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Announcing the New Photo-Centric realtor.com App

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When you are searching for a home, good photos matter. Photos draw you in and help you imagine what life could be like in your new home. Inspired by the success of the realtor.com® rentals app, we are updating the user interface on the realtor.com® real estate app to include a “photo-centric” view.

Now you can easily swipe through big, high-resolution images of the properties that catch your eye. This release also includes a photo view that lets you photo-browse at the city level, and there’s a new photo gallery tab on the listing itself. .

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Home Equity Loans Are Back. Is It Safe To Borrow Now?

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Is the home equity loan becoming a viable option again for homeowners? The housing boom led to a run on these loans against the value of a house, but recent years saw some homeowners left with little to no equity to borrow against. Now – as home values get stronger – it seems things are shifting once again. If you need money to make some renovations on your home or consolidate debt, a home equity loan can help. Interest rates are often lower than credit cards and unlike credit card interest, home equity loan interest is often tax deductible. .

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Mortgage Rates Heading Toward Historic Lows

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Mortgage rates fell again this week and continue to trend downward, inching closer to historic lows. It is the third consecutive week in which home loans saw a decline, according to the latest survey by mortgage buyer Freddie Mac. However, the week-over-week change in home loans was minimal or “rangebound,” to use mortgage industry-speak. .

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Zombie Foreclosures

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Borrowers are discovering that their foreclosed homes are coming back to haunt them -- long after they have moved out. In these "zombie foreclosures," borrowers move out after their bank schedules a foreclosure auction only to learn months or years later that the auction never took place or the bank never transferred the deed. That means the borrower still technically owns the house and is on the hook for property taxes, fees and homeowners' association dues. .

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